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Personal Loans Effective: January 1, 2010
Title Amount/Term Rate APR
Certificate Secured 2% Above Cert Rate (4% Floor)
Share Secured 3% Above Share Rate (4% Floor)
Personal Loans 1 - 24 months as low as 8.95% APR ***
Personal Loans 25 - 48 months as low as 9.95% APR ***
Personal Loans 49 - 60 Months as low as 10.95% APR ***
*** Rates & Terms Subject to change call for into

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