Accounts Current Account Rates
Rates as of January 1, 2014
Account Name Minimum Account Balance Annual Percentage Yield
Basic Shares
$25 minimum -
$100 to earn

.15% APY
Misc. Shares
no minimum -
$100 minimum to earn

.10% APY

Share Draft

no minimum
.10% APY


Youth Shares

Ages 0-8: Kirby
Ages 9-13: Junior Explorer
Ages 14-18: Future Horizon

$5 minimum .30% APY

*Holiday Club

no minimum
.40% APY


*IRA

Traditional
Roth
Educational

no minimum
.60% APY

*Share Certificates -
6-11 months

$500-$4,999
$5,000-$24,999
$25,000+
.30% APY
.35% APY
.35% APY

*Share Certificates -
1 year

$500-$4,999
$5,000-$24,999
$25,000+
.40% APY
.50% APY
.60% APY

*Share Certificates -
2 year

$500-$4,999
$5,000-$24,999
$25,000+
.70% APY
.80% APY
.90% APY

*Money Market

$2,500-$24,999
$25,000-$49,999
$50,000+

.20% APY
.25% APY
.30% APY

*All Share APY's (Annual Percentage Yield) are current as of 01/01/2014 and are subject to change. Fees could reduce earnings on these accounts and the credit union may impose an early withdrawal penalty. Call for current rates. Federally insured by the NCUA.