Virtual Branch
Virtual Branch is fast, easy-to-use, convenient and it’s FREE!

  • Available 24-hours, 7 days a week from the convenience of your home or office
  • View balances / Review account history
  • See what checks have cleared
  • Transfer funds between your accounts
  • Balance your checkbook
  • Send us an email plus more

PayIT is a bill payment service within Virtual Branch offering an alternative to the traditional method of paying bills. You can set up your payments automatically, payments to be made on certain days plus PayIT keeps track of your last 18 months worth of payment history.

  • No check writing, no stamps, no envelopes
  • Schedule one-time or recurring payments
  • Change or cancel payments
  • Review 18 months of payment history
  • Send and receive electronic messages 

Mobile Money
Easy. Fast. Secure.
Mobile Money is a secure, convenient way to access your bank accounts anytime, anywhere using your mobile device. We safeguard your personal information using multiple security measures, including authentication and encryption.

With Mobile Money you can:

  • View account balances
  • View account transactions
  • Transfer funds between your accounts
  • Pay your bills

Here’s what you need to get started:

  • Be enrolled in Virtual Branch
  • A mobile device that can send and receive test messages and/or has access to the internet
  • Access Mobile Money by clicking the Self Service tab in Virtual Branch then click on the Mobile Money link. 

Shared Branching
Service where YOU are . . . .Shared Branching allows credit unions from all over the country to share facilities to give members thousands of convenient locations to perform transactions as if they were in their own credit union. Whether you are at work, home, away at college or your favorite travel destination, your credit union is always nearby.

Anywhere you see the swirl branch_sharing_swirl_25px you can conduct a range of transactions, such as:

  • Deposits
  • Withdrawals
  • Loan Payments
  • Transfer between accounts
  • Purchase money orders, travelers checks and more!*

*May not be available at all outlets and locations

To use a Shared Branching location near you, you will need the following:

  • A valid US Government issued photo ID
  • Know the name of your credit union – United Service CU, Des Moines, IA
  • Your account number
  • The last four digits of your Social Security Number 

Atira Gift Cards
Never the wrong size, or speed, or just plain wrong. To purchase an Atira gift card, contact the Credit Union at 515-867-2200 or 800-262-3818. To find out more, click here.

Atira Prepaid/Reloadable cards 
We now offer Reloadable Atira gift cards.  No longer will you dispose of your card just bring in back to the office and add more funds.

Reorder Checks
For security reasons, if you need to change any information that now appears on your checks, you WILL NOT be able to reorder from here. Please call the Credit Union at 515-867-2200 or 800-262-3818.

To reorder with no changes, please have your reorder identification number and the check start number on your check reorder form. Your computer must also have JavaScript enabled in your web browser. Click here to continue.

Other Services

  • Safe Deposit Boxes
  • Money Orders - $2.00 each
  • Travelers Checks - $ 1.00 per pack
  • Notary Service
  • Payroll Deduction
  • Direct Deposit
  • Non-Member check cashing $3.00 per item
  • Cash Advance on Visa credit cards
  • Voice Response – 800-303-9645