Loans Auto
Examples of auto loans or loans secured with a vehicle title are the following, but not limited to:
  1. Appliances
  2. Debt Consolidation
  3. Vacation
  4. Home Improvement
  5. New & Used Autos, RV’s, Motorcycles, etc. 

Whatever you can imagine borrowing money for, most likely we can help! If you don’t see your reason up above in our examples, be sure to give us a call at 515-867-2200 or 800-262-3818. Click here to print an application or click here to fill out an application online.

In order to provide a full menu of financial products, we are also offer GAP and Extended Warranties. 

Route 66 Mechanical breakdown coverage
If you’re looking for an extended warranty program for your vehicle, we’ve got a great product called “Route 66.”

•The warranty program covers all cars (regardless of age)
•The warranty program can be sold for cars that are not financed
•The program can be offered on vehicles that may be financed elsewhere (but of course that would be a great opportunity to bring the loan over to United Service CU)
•United Service CU can do a loan for the cost of the warranty program.
The process is very easy, benefits our members and helps the credit union by protecting the value of the collateral.

Protect your loan with Guaranteed Asset Protection Plus
With Guaranteed Asset Protection (GAP), any difference between an insurance payout and the balance owed if the car is totaled or stolen - is covered. It’s smart protection and available on all United Service vehicle loans.


•Covers remaining loan balance, after your insurance deductible is met and the payout occurs
•Coverage is provided for the term of the loan
•Financing for the $299 GAP can be included in a loan
•A $1,000 is given to the member if they finance their replacement vehicle with United Service CU within 90 days of loss.


Call a loan officer to find out more, 515-867-2200.